Fifteen of the world’s richest people call the Land of Lincoln home. And we’re pleased to announce that those 15 billionaires, along with 12.8 million other residents, can now get primo homeowners insurance in Illinois (without spending a fortune).

Because most of us aren’t billionaires — or even millionaires — Esurance offers great rates on fully customizable insurance, designed to fit your modern lifestyle and your needs.

Owning a home in Illinois

According to Zillow, Illinois home values have gone up 5.8 percent since last year. Even still, with a median home value of  $148,600 (or $118 per square foot), the Prairie State is still a relatively affordable place to buy a home.

Additionally, if you live in Illinois, you have a better chance of owning a Frank Lloyd Wright home than anywhere else in the nation (presumably). The famous architect spent the first 20 years of his career in Oak Park and the state is generously peppered with his classic, light-filled homes.

Just be prepared to plunk down a pretty penny if one happens to come on the market. Frank Lloyd Wright homes can range in price from $690K to $5.6 million!

Homeowners insurance in Illinois

Every home is different and every homeowner unique. Your homeowners policy should fit your individual needs.

To make it easy for Illinois homeowners to find the right level of protection for them, we provide a wide range of coverages, including:

  • Dwelling protection
    If fire, wind, hail, vandalism, or another covered incident damages your home, your homeowners policy can help you repair or rebuild it. Simple as that.
  • Other structures protection
    Your homeowners insurance doesn’t just protect your home — it also extends coverage to structures unattached to your home, like a gazebo, shed, fence, or stand-alone garage.
  • Additional living expense coverage
    If a fire (or another covered incident) damages your home and you need somewhere to stay, we’ll help cover your hotel bill, food costs, and other reasonable extra expenses for up to 12 months.
  • Fire department charges coverage
    Believe it or not, many fire departments charge fees for responding to a call. This coverage gives you $500 to cover those charges. And, if you want more, you can get as much as $5,500 in coverage.
  • Identity theft expense coverage
    For just $3 a month ($4 if you’re getting coverage for 2 people), we’ll help you prevent ID theft and recover from it.
  • Electronic data recovery
    With this optional coverage, we’ll pay a data recovery firm up to $5,000 to restore your hard drive if a virus or crash destroys data stored on your computer, tablet, etc.

And we cover lots, lots more. Learn how to protect your biggest investment or get a an Esurance homeowners insurance quote today to see how smart and affordable your coverage can be.

Bundling homeowners and car insurance in Illinois

Since Esurance also offers car insurance in Illinois, customers who choose to bundle their policies together can save with the Multi-Policy discount.

In fact, when you bundle, you could save up to 10 percent on your homeowners insurance AND save on your car insurance too.

Esurance across the country

If you don’t live in the great state of Illinois, not to worry. We now offer homeowners insurance in 6 states, including Arizona, Colorado, Missouri, Oregon, and Wisconsin (with many more states on the way!).

If you’re looking for motorcycle insurance, we can help there too. We’re pleased to offer great coverage for all kinds of bikes in the following 9 states: Arizona, California, Florida, Illinois, Indiana, Ohio, Pennsylvania, Texas, and Wisconsin.

And, of course, Esurance car insurance is now available to drivers in 42 states! See if we’re in your state.

This year we’ll continue to roll out great insurance products in more and more states. So, if you happen to be on the market for smarter, more efficient insurance that makes your life simpler instead of more complicated, get a quote from Esurance. And hey, welcome to the modern world.

Homeowners 101


about Heidi

Heidi brings 11 years’ experience to her role as Esurance’s copywriting manager. Writer, editor, and all around wordsy, she was content when content wasn’t cool. Also, she likes old-school country.