According to today’s report by the Highway Loss Data Institute (HLDI), drivers are twice as likely to have their vehicles vandalized on Halloween. Perhaps this Halloween vandalism is due to the influx of post-dusk activity on October 31. Or, maybe we’re more inclined to do things we wouldn’t normally do when dressed as … say, Wolverine or Walter White. But either way, with All Hallows’ Eve looming, it’s a pretty scary stat.
The HLDI study states, “Halloween had the highest average number of claims for any day of the year with 1,253.” Claims included things like slashed tires and smashed windows, totaling $1,528 on average.
While your comprehensive coverage will cover acts of vandalism (minus your deductible), no one wants to wake up to a sugar crash and a smashed windshield on November 1, so we put together a few tips for avoiding unpleasant trickery on Halloween night.
Common sense can go a long way toward preventing most mishaps, and vandalism is no exception. Simply being aware of the fact that vandals are twice as active on Halloween puts you ahead of the game.
If you’re going out, make sure you know the area and where it’s safe to park. If it’s an unfamiliar neighborhood, ask your hosts where it’s best to park, try to get there a little early to nab a spot close to the festivities, or consider cabbing it or taking public transit. (Probably a good idea anyway if you plan on having a brew or 2.)
If you’re staying in, parking in the garage is preferable. If that’s not possible, try to park as close to your home as you can. This can be trickier in some areas than others, but regardless, park in a well-lit area if at all possible. If you’re able to park in front of your home or in the driveway, leave the lights on outside and keep an ear out for any unfamiliar or unfriendly noises.
Deter, don’t attract
If you have an alarm in your car, this is the night to use it. If you don’t, just try not to draw extra attention to your vehicle by leaving any, ahem, “treats” in your backseat or truck bed. And for those of you who like to dress up your car for Halloween, don’t make it a target by leaving it out that way overnight. The trick is to make your vehicle invisible to the rowdies.
Cover your truck
A special note for our truck-driving friends: in addition to emptying your truck bed, be sure to lock up any tool boxes. If you have a locking cover, remember to lock it up tight. And for those who don’t have one, you may want to consider covering your bed with a tarp for the night. This could help you avoid the hassle of cleaning pumpkin guts, rotten eggs, or flour bombs from your truck before heading off to work the next day.
So remember, the key to avoiding vandalism on Halloween night is the same as it is on any other night — common sense. Think ahead and your chances of getting through without a scrape are pretty good. And if you end up with more tricks than treats (and you’re an Esurance customer), you know we have your back.
Whatever your plans are this Halloween, be safe, have fun, and please remember not to drink and drive (or vandalism will be the least of your worries).