We’ve just launched our homeowners insurance in Nebraska— and we’re feeling really good about it. Maybe it’s because Lincoln, Nebraska is the number one city in the nation for overall well-being, according to a recent Gallup poll.

Or, maybe it’s because Omaha has the third-highest rate of home ownership in the country. (With a median home price of $157,500, no wonder!)

Either way, there’s plenty to love about living in the Cornhusker State. It has the second-lowest unemployment rate in the country, and CNBC.com ranked it as the fourth-best state for business in 2014.

Parents will like knowing that Forbes.com ranked Omaha the fourth-best city in the nation to raise a family. Gourmets should be aware that Omaha is among Livability.com’s top 10 foodie cities for 2014. And NerdWallet.com placed Omaha on its 2014 list of the 25 greenest cities in America, with plenty of parks and nearly 1 out of 5 residents taking bikes, public transit, or walking to work.

Livebility.com also lauded Nebraska’s second-largest city, Lincoln, for its historic, newly revitalized downtown. And no one has better college football fans: Memorial Stadium, home of the Cornhuskers, has sold out every home game in the last 52 years. When a state is nicknamed after a college football team, you know it’s serious.

If city life isn’t your thing, Nebraska’s small towns also get high praise. Papillon made Livability.com’s 2012 list of the top Top 10 small towns in the U.S., thanks to its widespread trail system, numerous entertainment venues, and famed Papillion Days festival.

Sounds like Nebraska’s a pretty great place to call home.

And when it comes to protecting that home, there are 2 other things you should know.

2 great reasons to get homeowners insurance in Nebraska

1. Nebraska’s property crime rate is only slightly below the national average

According to FBI crime statistics, the rate of property crimes is only slightly lower in Nebraska than the rest of the nation. Sure, lower’s good … but not “go ahead and leave the key under the mat” good. (Actually, no state is that safe.)

Fortunately, our standard homeowners policy includes personal property insurance, which covers your belongings in case of theft, fire, or vandalism.

2. Nebraska ranks fifth in the country for tornadoes

Though the Cornhusker State is only fourteenth in the nation for natural disasters, when trouble does strike, there’s a good chance it’s a twister.

Luckily, a homeowners insurance policy from Esurance also includes dwelling protection, which helps pay to repair your home if it’s damaged by windstorms, hail, lightning, and other catastrophes.

Other standard coverages include:

Guest medical protection, which helps foot the bills if someone is injured on your property.

Family liability protection, could help cover medical and liability costs if you or someone on your policy accidentally injures someone or damages a neighbor’s property.

Additional living expenses coverage, which helps pay to relocate you and cover your day-to-day costs if your home needs extensive repairs.

Homeowners coverage and rates can vary widely depending on your home’s value, location, and many other factors. But don’t worry — we can help tailor your policy to your needs. Get a fast, free quote today.

And if you already have Esurance car insurance, find out how much you can save by bundling your policies.

Esurance across the country

Nebraska is just the latest state where we offer homeowners coverage.

We’re also in Arizona, Colorado, Illinois, Kansas, Michigan, Missouri, Ohio, Oregon, Pennsylvania, and Wisconsin.

Our motorcycle insurance now stretches from the mountains, to the prairies, to the oceans. You’ll find us in Arizona, California, Florida, Illinois, Indiana, Ohio, Pennsylvania, Tennessee, Texas, and Wisconsin.

And Esurance car insurance is now available in 43 states!

We’ve got even more rollouts ahead, so look for us in your home state soon.

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about Ellen

Ellen has spent many years as a professional wordsmith, helping to shed light on such topics as world travel, cargo pants, and the porosity of bath tiles. As a freelance copywriter for Esurance, she brings her boundless curiosity to the world of insurance. Outside work, she can be found cheering on the San Francisco Giants, hiking in the Oakland hills, and (barely) resisting smuggling penguins home from Antarctica.