Some seriously cool things have come out of Minnesota. Were it not for the North Star State, the world would not have such essentials as the stapler, Wheaties®, and Scotch® tape (to name a few).

As an insurance company, we rely heavily on both the stapler and Scotch tape. And by way of saying thanks, now Minnesota residents can rely on Esurance for top-notch motorcycle insurance.

True, it may be a bit chilly to take your bike out for a spin right now. But our coverage options will have you ready to ride come springtime.

Motorcycle insurance in Minnesota

A motorcycle insurance policy from Esurance provides reliable coverage plus 24/7 expert customer service and  flexible payment options.  And it’s not just traditional motorcycles that we cover. Esurance motorcycle insurance also applies to:

  • Scooters
  • Mopeds
  • Street/sport bikes
  • High-performance bikes
  • Limited-production and custom bikes
  • Cruisers
  • Touring and sport-touring bikes
  • Vintage bikes
  • Motocross bikes
  • Off-road/dual-purpose bikes
  • All-terrain vehicles (ATVs)

Customizable coverage options

We don’t believe in a one-size-fits-all approach. So in order to make sure you’re getting the right insurance for your needs, we offer customizable coverage on every motorcycle policy.

For example, if you’re enjoying a cross-country ride, don’t let an accident or breakdown total your trip. With trip interruption coverage, we’ll provide a daily allowance of:

  • $100 for hotel
  • $50 for transportation
  • $50 for a nice, roadside diner meal

That’s a nice chunk of money to save your sanity until your bike’s fixed (up to $500 per incident).

And if you love enhancing your ride with custom features, you’ll probably want to protect them with our optional equipment coverage.

Optional equipment coverage can provide up to $30,000 worth of protection for most motorcycle models under 25 years old with resale values that are listed in the National Automobile Dealers Association appraisal guide. Not a bad idea if you’ve taken the time (and spent the cash) to customize your bike. Read more about Minnesota motorcycle insurance.

Get your motorcycle insurance quote today

If you’re not a proud Minnesotan, no problem — our motorcycle insurance is also available in Arizona, California, Florida, Illinois, Indiana, Ohio, Pennsylvania, Tennessee, Texas, and Wisconsin. And we’re adding more states all the time.

To learn more about our wide variety of coverages (as well as our awesome selection of discounts!) get your free quote today at

Want more on motorcycles? Check out:

Why I Ride: A Girl, a Dream, and 883 CCs

Motorcycle Safety Tips for Navigating Bad Weather

Motorcycle Hand Signals: A Quick History

All the news | Around Esurance


about Jennifer

A Motor City native, Jennie spent a few years knee-deep in automotive before heading to San Francisco to join the Esurance team as a copywriter. In addition to words, she’s a big fan of running, Detroit Tiger baseball, and the Trader Joe’s cheese aisle.