You know you’re a Michigander when:

  • You can point to a spot on your hand and call it home
  • You can say “Yooper” with a straight face
  • You actually understand the rules of Euchre

As a University of Michigan grad (GO BLUE!), I’ll always have a soft spot for the Wolverine State. Though it’s seen its share of hard times in recent years — you may have heard stories about houses selling for $1.00 in Detroit — there’s a lot more to Michigan than meets the eye. Gorgeous scenery. Renowned universities. Affordable housing (the median home price in Michigan is $120,300). And now, Michigan homeowners insurance from Esurance to boot!

Let’s take a look at what Esurance has in store for Michigan homeowners.

Benefits of an Esurance homeowners insurance policy

No one-size-fits-all mitten here. Esurance provides a range of coverage limits to help you get the protection you need.

Esurance homeowners insurance provides protection (up to the limits you purchase) for things like:

  • Your home, your belongings, and even other structures (like gazebos) on your property
  • Additional living expenses (if you’re forced out of your home due to a covered loss)
  • Injuries to your guests

Discounts on Michigan home insurance

So you may be thinking, “All that protection is great, but show me the savings!” And we can deliver on those too. Here are just a few of the discounts that could help Michiganders save.

Welcome Home discount

Think of this discount as our way of saying “welcome to the Esurance family.” Whether you’re a first-time home buyer or simply switching from another company, we’ll apply this discount to your first 2 policy terms.

Home Safety Features discount

Safety features like smoke detectors, deadbolts, and fire sprinklers are sound investments on their own. But having them could also earn you a discount on your homeowners insurance … a pretty sweet bonus indeed.

Hail Resistant Roof discount

If you’re a Michigander, you know cold. In fact, you know freezing. But if you’ve invested in a hail-resistant roof, you’ll be rewarded for reducing your risk of damage.

Multi-Policy discount

Looking to bundle your home and auto policies? We’ll give you a discount for it!

Esurance around the country

Not a Michigander? Not a problem! Esurance homeowners insurance is also available in Arizona, Colorado, Illinois, Kansas, Missouri, Nebraska, Ohio, Oregon, Pennsylvania, and Wisconsin — with more states on the way!

Renters are in luck too. You can add renters insurance to your Esurance auto insurance in Arkansas, Idaho, Illinois, Indiana, Iowa, Kansas, Louisiana, Missouri, Nebraska, New Jersey, Ohio, Oklahoma, Oregon, South Dakota, Tennessee, Utah, West Virginia, and Wisconsin. (By the way, our car insurance is available in 43 states, so there’s a good chance we’re in yours.)

And bikers, we haven’t forgotten you! Esurance motorcycle insurance is available in Arizona, California, Florida, Illinois, Indiana, Ohio, Pennsylvania, Tennessee, Texas, and Wisconsin. And we’ll be motorin’ into more states in the future.

All the news | Around Esurance


about Jessica

During her time as senior copywriter at Esurance, Jessica wrote about everything from automotive trends to insurance tips to driving dogs (it’s a thing!). In her free time, you can find Jessica hiking with her dog (who cannot drive), devouring a good mystery, or very slowly learning Spanish.