Click on the infographic to expand.
Safeguard your home, your family, and your finances
Your home is more than your largest investment — it’s your castle, your pride, and your dream. And sound New Mexico homeowners insurance from Esurance can help you protect what matters most.
And that’s why our package of standard coverages offers extensive protection for your home, your stuff, and your personal liability.
Protection for what matters most
If fire, wind, hail, vandalism, or another covered incident damages your home, your homeowners policy can help you repair or rebuild it. Simple as that.
Other structures protection
Your homeowners policy doesn’t just protect your home. It also extends coverage to structures unattached to your home — like a gazebo, shed, fence, or stand-alone garage.
Personal property protection
Insuring your home also means protecting everything inside it. With an Esurance homeowners policy, your stuff (furniture, electronics, appliances, clothes) is covered.*
Additional living expense coverage
If a fire (or other covered incident) damages your home and you need somewhere to stay, we’ll help cover your hotel bill, food costs, and other reasonable extra expenses for up to 12 months.
Family liability protection
If you (or a family member living with you) accidentally cause property damage or injure someone, your liability costs could be covered — think legal fees, medical bills, and settlement amount.
Guest medical protection
If a guest is injured while on your property, homeowners insurance can help pay for their medical expenses, whether or not you were responsible for the injury.
And since there’s no deductible, you won’t have to pay a dime of your money to use this coverage.
Water backup coverage
If a clogged drain or a broken sump pump damages your home, we’ll cover up to $5,000 automatically. But, if you want more coverage, you can increase your limit up to $25,000.
Fire department charges coverage
Believe it or not, many fire departments charge fees for responding to a call. With Esurance homeowners insurance on your side, you’ll automatically have $500 to cover those charges. And, if you want more, you can get as much as $5,500 in coverage.
The foregoing are only meant to be general descriptions of certain coverages and options. Specific coverages and options available to you will depend on your coverage selections and the terms of your individual policy.
Coverage around the country
Not a New Mexico resident? Don’t worry, Esurance offers homeowners coverage in many states around the country. Find out if Esurance homeowners is available in your state and see how much you could save.
*On some categories of personal property, Esurance will pay a set limit. Some exclusions and limits may also apply.