7 Seriously Creepy Haunted Roads

A lonely highway at night can be an eerie place. Tree branches cast spooky shadows, abandoned barns loom out of the darkness, and headlights appear behind you without warning (or worse, you never see any other cars at all). But there’s nothing to be afraid of — it’s just a road, right?

If you’re traveling on any of these 7 haunted roads, you may have good reason to feel a chill. Discover the frightening tales that have made these roads infamous.

1. Resurrection Mary, Archer Avenue, Chicago, Illinois

The story of Mary dates from the early 1930s. According to legend, Mary left the Oh Henry Ballroom in a huff after a quarrel with her boyfriend and was struck and killed by a hit-and-run driver as she hitchhiked along Archer Avenue. She was buried in her white party dress and dancing shoes in the nearby Resurrection Cemetery.

Soon after, drivers began reporting a fair-haired woman in a white dress walking along the avenue, looking distressed. Whenever she was offered a ride, she’d accept, only to disappear once the car passed Resurrection Cemetery.

2. Dead Man’s Curve, Clermont County, Ohio

First opened in 1831, this stretch of road was nicknamed “Dead Man’s Curve” because it turned so sharply that carriages would often go over the edge. Though the road was widened and the curve smoothed out in the late 1960s, it only grew more notorious.

In 1969, a dreadful crash between a Chevy Impala and a Plymouth Road Runner killed 5 teenagers. Since then, locals claim to have seen apparitions of the 2 vehicles speeding through the area and phantom carriages going by.

The most well-known local specter, though, is the “Faceless Hitchhiker.” Dressed all in black, he appears in full detail — except his face is blank where his features should be. Usually he only sticks his thumb out for a ride, but sometimes he throws himself in front of cars and then tries to climb aboard when the vehicle stops.

3. Whirlwind Hill Road, Wallingford, Connecticut

An apparition known as the “Lady in White” haunts this country road. According to local lore, a young bride was left at the altar in the 1930s and, out of despair, drowned herself in a reservoir. Her ghost now walks along the road, dressed in a soaking wet wedding gown. She reaches out beseechingly to drivers for a ride, but vanishes when their backs are turned.

4. Sweet Hollow Road, Melville, New York

This Long Island road has its own “Lady in White” who reportedly roams the woods and occasionally walks in front of passing cars. Some say she was a distraught patient who burned down a local hospital around 1850, trapping herself inside. Others claim she was pushed out of a moving car and killed.

Her glowing figure would certainly be an eerie sight, but one of the creepiest local phantoms is a police officer who’ll pull you over and stand wordlessly by your window, shoulders covered in blood.

5. Highway 666, Gallup, New Mexico, to Monticello, Utah

Although “666” has been associated with the devil, this road’s number was the result of a naming convention — it was the sixth branch of Route 66. Nonetheless, it became known as the “Devil’s Highway” and is notorious for paranormal events.

One legend involves a young girl who wanders the road in a long nightgown. If you stop to help her, she disappears. Unfriendly spirits have also been known to materialize in the backseat of your car. In other cases, a huge, flaming semitruck might bear down on you at high speed, or a pack of diabolical, yellow-eyed dogs may attack your tires.

These supernatural tales still abound despite the fact that the highway was renumbered U.S. 491 in 2003.

6. Old Pali Road, Nu’uanu Valley, Oahu, Hawaii

On the Old Pali Road, the Pali Lookout has an important place in Hawaiian history. During the Battle of Nu’uanu in 1795, King Kamehameha I seized victory by pushing hundreds of his opponents over the 1,200-foot cliff. It’s said the ghosts of the vanquished army can still be seen tumbling to their deaths.

But that’s just the beginning of the supernatural goings-on near Old Pali Road. Sightings of “Night Marchers” (spirits of ancient warriors doomed to walk the island for eternity) have often been reported here. Others claim the road is haunted by the ghost of a teenage girl with long, dark hair who drifts along skipping rope. Her face is missing except for 2 bulging eyes.

7. Clinton Road, West Milford, New Jersey

This remote 10-mile road has been called the scariest road in America … and no wonder. From reports of satanic rituals and mob slayings to rumors of mutant animals whose ancestors escaped from a local zoo, nearly every bend of this route has a spooky legend attached.

One popular legend is of a little boy who drowned at a stone bridge along the road. It’s said that if you stand at the bridge and throw a coin into the water, the boy will throw it back. Locals also warn of a phantom black truck that suddenly appears, blazing its headlights as it rides your bumper and tries to run you off the road — and then disappears without a trace.

In the mood for more creepy?

Highways aren’t the only things that can be haunted. Houses can be too. If you’re looking for some more spine-tingling fright, read about 4 of America’s most haunted houses, and find out how to tell if your own house is haunted.

Top 5 Spooky Signs of a Haunted House

True story: before I moved into my new house a few months ago, I had a dream that it was haunted. Nothing crazy — just visions of a lady in a Victorian dress letting me know that she lived there.

Sure enough, about 3 weeks after moving in, strange things started happening. Granted, every house has its particular quirks — like that creaky baseboard or drafty basement — but a spoon flying onto the floor by itself, lights turning on and off when no one’s in the room, or trinkets moving from where you put them takes “quirky” to another level.

5 telltale signs of a haunted house

I’ve lived in a lot of places. And, believe it or not, each one has had its share of peculiar occurrences. Here are my top 5.

1. Inexplicable noises

It’s one thing to live in a place with walls so thin you can hear your neighbor snore. But it’s another to hear footsteps, voices, banging, knocking, or other sounds when no one’s around.

In my last apartment, we’d hear footsteps and furniture moving above us in the deep of night. Which wouldn’t be eyebrow raising if we had neighbors upstairs or if my landlord had stashed a madwoman in the attic. But I lived on the top floor and my landlord was a nice guy, so …

2. Electrical appliances turning on and off

In another San Francisco apartment (a dark, ground-floor place by the beach), my stereo, TV, and lights would randomly turn on and off at all hours.

Other times, I’d be cooking in the kitchen and music in the bedroom would sound. Or I’d be in bed with all the lights off and hear the hallway light flick on. Once, I even came home to opera blaring on the radio — and let’s just say it’s not my station of choice.

3. Disappearing/reappearing objects

I’m not the forgetful type who tends to misplace my keys. In fact, I’m the kind of person who can recount the contents of every drawer. And yet, when I lived in that place with the electrical issues, stuff would go missing only to reappear again in its usual spot.

I’d search high and low, in every nook and cranny. No luck. And then, one day, the bookmark, scarf, or ring that was MIA would just be there.

4. Doors opening and closing on their own

When my family moved to the U.S., our first home was creepy. There was a dank, unfinished basement that haunts my dreams to this day.

You’d hear footsteps upstairs when you were downstairs and no one would be home. The toilet would flush for no apparent reason. Pages would turn on an open book. And the doors and windows would open and slam shut without a draft to stir the air.

5. Apparitions

Nothing’s creepier than actually seeing a ghost with your own eyes. Sometimes they appear as vaporous forms or dark shadows. In rare instances, you might see fully formed humans in period clothing.

Back in our first home, we (that is, my extended family of 10) would see a woman in a white nightgown. She’d appear at different times, in various rooms for a split second, and then — poof — she’d vanish.

How to get rid of ghosts

If these situations sound familiar, you could be sharing your home with a tenant from another dimension.

Before you buy a Geiger counter and research ghost extermination teams, though, see if there’s a rational reason for those things going bump in the night. After all, surges or power outages affect your electrical appliances, noises could be caused by your plumbing, and so on.

But, if you’ve ruled out all logical reasons and are convinced that you have a spectral roommate, you don’t have to live with your spook. Some say that burning Palo Santo or sage in each room of the house works wonders at clearing negative energy. Or, you could consult an expert.

When it comes to deliberately spooky things around Halloween time, here are some ways to keep things safe and properly insured.

4 Ways to Make Your Halloween Haunt Safe for Trick-or-Treaters

Scary rubber ghouls planted in tufts of green grass. Expertly carved jack-o’-lanterns lining the walkways. An eerie organ soundtrack sure to unnerve your neighbors.

Transforming your yard into a Halloween haunt is a great way to keep the holiday spirit alive (once you’re past the acceptable age of trick-or-treating). Check out how these 4 simple tips can help ensure your frightful front yard display is a spooky (and safe!) success.

1. Create a wide, clutter-free walkway

From floor-grazing capes to sight-shielding masks, many Halloween costumes put kids at risk of tripping and bumping into things. Same thing for gauzy white spiderwebs stretched over your sidewalk. They might look super cool, but when you consider the consequences of an over-decorated walkway, it’s worth it to stick to the sidelines with your spooky trimmings and fixtures.  You wouldn’t want  trick-or-treaters to take a bad tumble while admiring your decorative talents, would you?

2. Secure your décor

It’s also important to secure any dangling decorations and tape down extension cords that could tangle around trick-or-treaters’ unsuspecting little feet. Place streamers up high and hang frightening figures with sturdy, closed hooks that won’t give if the evening becomes breezy. Lastly, don’t count on anything you’ve taped down to stay put throughout the night. And make sure you have spare tape so you can secure any areas that might need it again.

3. Swap candles for battery-powered bulbs

The National Fire Protection Association reports that the fifth highest day for candle fires is Halloween. Eliminate the fire hazard of candle-lit pumpkins without having to hide your jack-o’-lantern. You can check out a great list of flashy, fun (and flameless!) ways to light up your jack-o’-lantern here.

4. Let the little ones be forewarned

Kids of all ages trek around the neighborhood Halloween night. While jumping out in a hockey mask wielding gory rubber limbs is all in good fun, you could seriously frighten a small child. If your Halloween haunt is more Nightmare on Elm Street than Casper, consider posting a warning sign so parents can discern whether or not it’s an appropriate stop for their little one.

Check that your insurance policy includes liability protection

Scarier than any Halloween haunt is the thought of being uninsured if someone gets injured on your property. Don’t let your lack of insurance leave you liable in a lawsuit. Make sure your homeowners policy has you covered.

Now that you’re set on the safety rules of a Halloween haunt, get started with these amazing DIY Halloween décor ideas!

The 10 Most Stolen Cars (and How to Prevent Yours from Being One)

The FBI estimates that vehicle theft occurs every 42.8 seconds, and according to the National Insurance Crime Bureau (NICB), the cars at risk are more common than you might think. Why is that? Well, many stolen cars end up in chop shops, which are garages where cars are stripped down and sold for parts. Because certain cars are more in demand, they’re often the target of thieves looking to make a quick buck.

The following were the most stolen cars in 2013:

Most stolen make and model


1. Honda Accord 1996
2. Honda Civic 1998
3. Chevrolet Pickup (full-size) 1999
4. Ford Pickup (full-size) 2006
5. Toyota Camry 1991
6. Dodge Pickup (full-size) 2004
7. Dodge Caravan 2000
8. Jeep Cherokee/Grand Cherokee 2000
9. Toyota Corolla 2004
10. Nissan Altima 1997

In 2012, the NICB also reported that 8 of the 10 most popular cities for vehicle theft were in California. Modesto, Fresno, and Bakersfield top the list, while San Francisco and San Jose fall into the sixth and seventh slots.

Whether you live in sunny California and drive a ′97 Accord or reside in a New Jersey suburb and drive a 2012 Sentra, consider these tips to help prevent vehicle theft and keep you covered if it happens.

Park smart to prevent car theft

No matter where you park, always scan your seats, center console, and car stereo to make sure that no personal items are in plain view. This includes MP3 player auxiliary cords, spare change, and the smartphone you accidentally leave in the car from time to time.

Even if someone isn’t looking to steal your car, there are people who’d think nothing of shattering your window for something you left on your seat. Do a double take to confirm your doors are locked, and if you park on the street, try to find a spot in a well-lit area.

Invest in anti-theft features

From the anti-theft features in your car to high-tech add-ons, there are many ways to help prevent vehicle theft. In addition to the obvious benefits of these features, taking precautionary measures to protect your vehicle might also save you money on your insurance policy.

Consider these anti-theft features for your ride:

VIN etching

Fairly cheap and enormously effective, VIN etching permanently marks your windows or other car parts with your unique vehicle identification number. This could help prevent your car from being swiped by someone looking to cash in at a chop shop. Since chop shops generally won’t accept parts stamped with a VIN for fear they could be traced, your vehicle will likely be safe from anyone looking to make a quick buck off your car.

Tracking device

A tracking device dramatically increases the likelihood of recovering your car should it be stolen. Utilizing GPS and wireless technology, a tracking device can enable you to pinpoint the exact location of your vehicle from your home computer. Some tracking devices can also be set up to send a signal to police, alerting them at the moment of the crime and letting them know just where to find the culprit — and your car.

If you prefer a one-step solution you can buy at the store, a steering wheel lock can be a great deterrent to would-be thieves who don’t want to exert the extra effort. Just a peek at your windshield will tell anyone that nabbing your car won’t be an easy feat.

Keep yourself covered in case of car theft

While comprehensive coverage is optional for your vehicle, it’s essential in ensuring the impact of vehicle theft is as minimal as possible should the worst case occur. With comprehensive coverage, you won’t be left without a ride after your car is stolen since it can help cover a rental car and even contribute to the cost of replacing your vehicle. Make sure you’re never left stranded: get a quote today.

What Makes a Car a Lemon?

Years ago, my then-boyfriend (now husband) bought a 1996 Mercury Tracer wagon from his octogenarian great uncle.

We should’ve backed out of the deal when we found cobwebs in the glove compartment and leaves on the dashboard. But, we were young (and broke) — the low mileage, price, and familial connection lured us into driving the beaut home.

Halfway from Davis to San Francisco, I noticed that the speedometer was stuck on 30 mph even though we were doing about 60. Then, a few weeks later, the brakes started leaking, the timing belt broke … it seemed like anything that could go wrong did.

Did we have a lemon? And what in the world could we do about it?

What makes a car a lemon?

For a car to be legally considered a lemon, it has to have a serious, irreparable problem that affects its value, safety, or usefulness. If, for example, the door handle falls off and the AC stops working but the car drives fine, then it’s probably not technically considered a lemon.

But if it doesn’t drive like it should under the warranty, it could be a lemon.

Lemon laws by state

While all 50 states have lemon laws in place, they do vary. Some states, like New York and Arizona, offer qualified used- and new-car buyers recourse if the vehicle turns out to be a dud. Others, like Colorado and Delaware, only extend lemon law protection to buyers of brand-new rides.

If you bought a lemon from a dealer

Typically, you have to notify the dealer of the defect within a certain period of time. The dealer (or manufacturer, depending on the state) has to be given a chance to fix it. If the problem persists and they can’t fix it after 3 or 4 tries, then you could get a new, comparable ride or your money back.

If you bought a lemon from a private party

Many states don’t extend lemon law protection to private party transactions, which means you could be out of luck. In our case with the Tracer, for instance, we couldn’t cancel the transaction since California’s lemon law only applies to dealer-bought cars.

Other states, like Massachusetts, do cover private party transactions — but they typically require proof that the seller did not inform the buyer of the defect.

The 3-day return policy

You may have heard that you can return a car within 3 days if you’re unhappy with it. Unfortunately, that’s a myth.

The federal 3-day return policy doesn’t apply to car purchases, so the moment you sign the papers and drive the car away, no refunds are mandatory.

What to do if you bought a lemon

Since there isn’t an easy one-size-fits-all answer, check your state’s rules here.

Louisiana (PDF)
Missouri (PDF)
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota (PDF)
Oklahoma (PDF)
Pennsylvania (PDF)
Rhode Island (PDF)
South Carolina
South Dakota
West Virginia

Alabama (PDF)
Idaho (PDF)

Insuring a car with a lemon buyback title

Lemons that are reacquired by the manufacturer, fixed, and put back on the market as used may seem like a steal, but they’re often uninsurable. Most companies won’t risk insuring a ride with a known safety defect — even if it’s been repaired (since there’s no way of knowing that the repairs really solved the problem).

While many states require these lemon buybacks to be “branded” on the title, others don’t. So do your homework (like checking out a vehicle history report) before you buy a used ride.

Lemon-free car insurance

Aside from offering you some useful advice, unfortunately we can’t insure you against buying a lemon. We can, however, insure you against a number of other “lemons” that life may hand you. Get an auto insurance quote today, make sure you have quality coverage, and be ready to make lemonade when things go wrong.