If you’ve ever purchased insurance (and for the purpose of this post, we’ll assume you have), you’ve most likely been asked if you’d like to bundle your policies.

And sure, when you’re already doling out your hard-earned dough to pay for the possibility that some texting-while-driving maniac might sideswipe your sideview mirror, you might not be in much of a yes mood.

Related link: Distracted Driving: Is It Still a Problem?

And that’s where (curveball) National Dictionary Day comes in.

Happy National Dictionary Day!

That’s right, today is National Dictionary Day and we’re honoring it with a post to demystify bundling. Because here at Esurance, we want to make insurance understandable, accessible, and as simple as possible. (Plus, we didn’t want to hit you with a term like actual cash value since a) we’ve already done that and b) today’s a holiday, not an exam).

Let’s break it down.

Bundling

According to our insurance terms glossary, bundling (also known as combining policies) is the act of obtaining multiple types of insurance from the same company. For example, you could bundle your homeowners and car insurance. Or you could combine your life, health, and homeowners insurance. And because of multiple-policy discounts, bundling can result in substantial savings for the policyholder.

But what does that mean for you?

Well, bundling your home and auto policies means your life gets easier. When you buy multiple policies from the same place, you no longer have to scramble to file a claim, pay your bills, or find important information. And, in some cases, you could even get a discount.

Check out:  4 Car Insurance Coverages to Help You Survive Winter

What can you bundle?

You can also bundle other types of policies besides home and auto. Have a motorcycle and a car? You might be able to bundle. Or maybe you own a car, a house, and a golf cart. That could work too.

Where you can bundle your Esurance car and home insurance

Right now, we offer both property and vehicle coverage in Arizona, Colorado, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Michigan, Minnesota, Missouri, Nebraska, Nevada, New Mexico, Ohio, Oklahoma, Oregon, Pennsylvania, South Dakota, Tennessee, Texas, Utah, and Wisconsin. We’re adding states all the time, so if you don’t see yours listed, keep checking back!

And if you’d like to learn more about the policies and bundling options available where you live, give us a call at 1-844-822-0488.

Related links

Insurance Defined: Actual Cash Value

What’s Your Garaging Address (and Why It Matters)

Insurance Terms Made Easy

Insurance 101

about Rachael

After studying Literature and Writing in San Diego, Rachael said farewell to her sunny hometown and left for San Francisco to revel in the fog. When she’s not writing Tweets and blogs and all manner of copy for Esurance, Rachael spends her free time hiking, enjoying the sparse sunshine at Ocean Beach, and seeking out the best reading spots in the city.