No way around it: moving’s stressful. Between packing, cleaning, unpacking, and sending change-of-address notices, it can feel like a full-time job.
To help ease that stress (and to celebrate the launch of Esurance homeowners insurance in Wisconsin!), we’ve compiled an easy-to-follow moving checklist. The tasks may not be fun, but they’ll keep you on the right side of the law (that’s its good side).
1. Make your move a little greener
If you’re planning to move soon, try using a reusable moving box company. Not only are the boxes more durable and eco-friendly than cardboard, but most companies will drop them off at your old place and pick them up from your new place. Box cleanup? Check!
2. Update your address with, well, everyone
Nearly every institution has online account access. So hunker down with a laptop and a muffin and start updating. Places to consider:
- The post office (you can also ask them to forward your mail for up to a year)
- Your bank
- Your credit card company
- Your miscellaneous financial companies (401k provider, stockbroker, commuter program, or FSA/HSA plans)
- The gas, electric, and water companies
- Your cable/internet provider
- Newspaper and magazine services
- Companies you use on a regular basis (like Netflix, Amazon, mail-order prescriptions)
- Your employer (as well as recent former employers)
- Your children’s schools
- Your doctors
- Your friends … if you want them to find you
- The DMV (more on that later)
- Your insurance companies (more on that later too)
3. Contact the DMV
If you’re moving within the state, most DMVs (or whoever issues licenses and registration in your state) allow you to update your address online. Some require you to do so within 10 days of moving (and some, like Connecticut, even sooner), though you probably won’t receive a new license until your next renewal. Remember, it’s not just your license, but also your vehicle registration that needs to be updated.
If you move out of state, you generally have 10 to 60 days (depending on the state) to register your car and get a new license. In most cases, this means going into the DMV — we strongly advise making an appointment — and potentially taking a written test.
For details on your state’s requirements, visit USA.gov.
4. Register to vote
Unless you’re just moving down the street, a change in address likely means a change in polling place. Registration varies by state. Some require a mail-in form, while others let you do it online or with the DMV (which is handy if you’re already heading over there). If it’s not an election year, this step may fly under your radar. Keep in mind that all states require you to register before the election — in some cases 30 days before — to be eligible to vote.
Once again, USA.gov comes through with details on each state’s registration requirements.
5. Get in touch with your insurance companies
Whether you’re moving across town or across country, it’s important to make sure your address is up to date with your insurance companies. Not only is it required to maintain your coverage, but it could also end up saving you money.
Along with many other factors, your address helps determine your car, motorcycle, renters, and homeowners insurance rates. If you’re moving from a city with high theft rates to a potentially safer suburb, you may see a nice premium reduction.
And if you’re an Esurance policyholder, you can use our What If® Calculator to get an estimate of how certain events (like moving across town) will affect your current car insurance price.
Esurance insurance in your new ‘hood
With the launch of our very own homeowners insurance product in Wisconsin (and more states coming soon), Esurance can help you protect everything that matters. Take a look below to see where we offer our car, motorcycle, renters, and homeowners coverages. And if we’re not in your state yet, don’t worry: you can still find coverage through our reliable partners.
Have you moved recently? Any tips for our readers? Leave them below.