We’ll be the first to admit that insurance — and especially insurance jargon — can be confusing. We’ll even go so far as to admit that it can, on occasion, be downright baffling. But we’re working hard to right this wrong.

Like the big brother who protected you from bullies on the elementary school playground, Esurance is here to help save you from intimidating insurance terms. You know, the ones that show off their lingo muscles and threaten to make you look dumb.

First lesson: indemnity. Though it sounds a little beefy, an indemnity is just a pre-determined sum paid for a covered loss. That’s it. No bulging biceps. Nothing to be afraid of. Just a svelte little word that describes what your insurer will compensate you with after an accident.

You’re feeling tougher already, aren’t you? To add more insurance definitions to your arsenal, visit our new-and-improved, jargon-free insurance glossary.

Don’t get pushed around. Get informed.

Check out:  3 Alternative Fuels from Sci-Fi and How They Might Actually Work

Insurance 101 | Car insurance 101

about Heidi

Heidi brings 8 years’ experience to her role as Esurance’s copywriting manager. As a bona fide lit nerd and sucker for anachronism, she spends her days trying to incorporate Hemingway, Frost, and Shakespeare into car insurance (with varying degrees of success).