Digital Proof of Insurance Goes Viral

Over half of U.S. states will now accept proof of insurance from your smartphone. Find out where your state stands on digital insurance ID cards.

You can do pretty much anything from your smartphone these days. From browsing headlines to managing your bank account, smartphones help keep us informed, organized, and ready for anything — including providing proof of insurance.

To keep up in the digital age (and put an end to glove compartment clutter everywhere), insurance companies have started making insurance ID cards available from their mobile apps. Of course, Esurance has been digital since day one, letting policyholders print their ID cards online, so we’ve always been on top on the trend.

As of April 21, 2014, 33 states now accept digital insurance ID — and we anticipate that this list will continue to grow.

ecardUpdate

Last updated April 21, 2014.

Get your digital ID card

If you’re an Esurance customer, getting your digital proof of insurance is easy. First, grab your phone and download Esurance Mobile for free. Then follow these steps:

  • Open Esurance Mobile
  • Tap “policy management”
  • Log in (if you haven’t already)
  • Tap “view ID cards”

It’s that simple. Farewell to digging through the endless abyss of your glove compartment! The proof you need is now (literally) at your fingertips.

And that’s not all Esurance Mobile can help you do. You can make payments, file claims, and even view the progress of your repairs with RepairView® — all right from your smartphone. Plus, there’s a feature that can help you find a nearby repair shop, parking in a pinch, and the best cupcakes in town.

Not ready to go digital? 

No problem. While laws are rapidly changing, many states still require physical ID cards.If you need a copy of your Esurance proof of insurance, simply:

  • Log into your policy
  • Click “ID Cards, Policy Docs & Emails”
  • Click “Print ID Cards”

Paper devotee or digital convert?

Do you travel paper-free when it comes to your car insurance, or do you prefer to have a hardcopy on hand? Tell us what you think about insurance IDs entering the digital age in the comments below.

Related Links

Electronic Proof of Insurance Becomes a Reality
Can Your Smartphone Count as Proof of Insurance?
Esurance Mobile: Accident and Emergency Services

18 Responses to “Digital Proof of Insurance Goes Viral”

  1. John
    September 5, 2013 #

    Very informative article Jennifer!

    I have one question though. Can the cops take your smartphone back to their car to "verify" your information, but in actuality, go through your phone?

    • Ellen Hall
      September 10, 2013 #

      Hi John,
      Thanks for your question. We can’t speak for all states, but some states have passed legislation protecting your privacy when you hand over your phone. The officer can check your digital insurance card, but is prohibited from looking at other personal information.

  2. Barbara F Sanchez
    January 22, 2014 #

    How can you know that they have not looked at everything on your phone?

  3. Christopher McKain
    January 23, 2014 #

    Ehhh would not trust the police officer would not go snooping in my phone. I have nothing to hide, but I also don't like anyone just going through my phone.

  4. JL
    January 23, 2014 #

    Exactly, I would never hand my phone over to anyone. Can you imagine the liability this places on the police department? What if an officer drops your grossly overpriced iPhone on the way back to his cruiser?

  5. ximena
    January 23, 2014 #

    Is this new functionality also available to the WP app, or just iPhone and Androids?

    • Ellen Hall
      January 23, 2014 #

      Hi Ximena,
      Yes, Windows users can view their digital ID on their phones with the Esurance Mobile app. You may have heard that it’s now possible to save your ID to your device so you can access it instantly. Currently, this new feature is only available on iPhone and Android.

      • Linda irvin
        February 25, 2014 #

        Good morning Ellen,
        Would you be so kind to explain how to save have instant access on my iPhone?

      • Ellen Hall
        February 25, 2014 #

        Hi Linda,
        Sure thing. Just log into your policy from your iPhone, and the next time you log in, you’ll see a notification letting you know your card’s been stored. After that, your ID card will be available at the touch of a button whenever you open your app.

  6. Matt
    January 23, 2014 #

    Good idea, but I would still keep a paper copy on the off chance your phone is dead/can't get a signal/lost your phone/whatever (I doubt these excuses would fly with a cop).

  7. Bob Eitner
    January 24, 2014 #

    Sounds good at first but you know when your stopped the cops will find something if they want too .Looking onto someone's personal information doesn't sound quite right

    • Andrew P
      January 24, 2014 #

      According to the US Supreme Court, they already have the right to search your cell phone (assuming they suspect you of a crime).

  8. Rick Silberman
    January 24, 2014 #

    I'm a cop and I wouldn't want to walk back to my car with Simeon's phone. There are some out there that would snoop given the opportunity, not to mention maybe try to get a pretty girl's phone number or photos. Maybe Esurance can modify the App to only display the insurance card info and lock the phone in the background? Just a thought. In any case, digital ID needs to be properly explained to law enforcement ( this is the first I hear of it) to avoid any uncomfortable situations. Keep your paper copy handy along with your registration… That's my recommendation.

    • Rick Silberman
      January 24, 2014 #

      Someone's… Spellcheck… Ughhh

  9. Andrew P
    January 24, 2014 #

    How about a way to load our vehicle registration card into our account? That way, we can eliminate "glove compartment clutter" and show a digital copy of that too..

  10. Dean
    February 14, 2014 #

    Has anyony out there watched COPS on TV? Seems like they can don just pretty much what they want to search your car.

  11. liza
    February 15, 2014 #

    What if the app doesnt work on your phone what now? :(

    • Ellen Hall
      February 18, 2014 #

      Hi Liza,
      Sorry to hear you’re having trouble. Esurance policyholders can use our app on iPhone (iOS 5.0 or later), Andriod (2.1 and up), and Windows Phone (7.5 and 8). If you don't have one of these phones, you can print a copy of your ID card by going to esurance.com. If you do have one of these phones and the app still isn’t working, try uploading it again. We also suggest printing out a paper copy of your ID card to keep handy until the digital ID is displaying properly.

      Hope this helps!

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