Myths are great. They give us a platform on which to suspend disbelief as we marvel at far-fetched and imaginative stories of human heroes and fallible gods. That’s all fine and good, but when it comes to car insurance, fact trumps imagination, and disbelief is seldom a good thing.

Even still. Worlds apart from Homer and Virgil, in the safe, sane world of car insurance, myths of (near) epic proportions prevail. New cars cost more to insure. Myth. Your credit score doesn’t impact your rate. Myth. Having a claim will automatically increase your rate. Myth.

In fact, to the uninitiated, car insurance can be a regular odyssey of myths and misinformation. But it doesn’t have to be. To help you navigate this oft-complicated world, we’ve separated fact from fiction and debunked some of the most common car insurance myths on our website. Here you can find everything you need to know about rates, cars, coverage, and drivers with nary a Greek god in sight.

So save your flights of fancy for a quiet afternoon with the Iliad (or Harry Potter). When it comes to your car insurance, you want simple, easy-to-understand facts. And we can help provide you with exactly that. Check out our car insurance myths, designed to give you the info you need to get the best protection at the best rate possible.