3 Auto Insurance Discounts You Get Just for Being Good

Being good, both on the road and off, can lead to car insurance discounts.

We’d like to dispel the myth that nice guys finish last. Or that good girls don’t have any fun. In fact, nice guys who use their turn signals and also understand the basic principles of merging can end up saving money on car insurance. And good girls who drive the speed limit (mostly) and don’t do their makeup in the car could wind up reaping the benefits of auto insurance discounts.

Sometimes getting from A to B drives even the most Zen-like among us to fits of rage and sparks some not-so-good impulses. But if you can learn to practice good, defensive driving, chances are you’ll come out ahead in the long run — both financially and peace-of-mindedly.

Good drivers — and by good we mean attentive and defensive — are less likely to get tickets or be involved in accidents. And in many states, drivers with clean records automatically qualify for car insurance discounts.

Here are 2 discounts that are available for commendable road behavior, plus a freebie just for doing your homework. (Make sure to check the Esurance discounts page for your state to find out which ones are in your wheelhouse.)

Good driver discount

If you’re a good driver with a clean driving record and no significant insurance claims, you’ll be rewarded with the good driver discount, which in most states is the most significant auto insurance discount available. When you get a quote from Esurance, this discount is automatically applied if you qualify.

So next time you feel like tailgating or cutting off that jerk in front of you, take a deep breath, exhale, and think about fun ways to spend the money you saved on your good driver discount.

Defensive driver discount

A lot of us read the driver handbook when we first get licensed, then never look at it again. But because it’s easy to fall into bad habits on the road, taking a refresher course is often a great idea. You can get reacquainted with the rules of right-of-way, brush up on your hill-parking technique (tires toward the curb or away?), and fall in love all over again with braking stats (55 mph requires 400 feet to stop!).

And best of all, we give you an auto insurance discount if you complete a voluntary, certified driver safety course or a mature driver safety course. Find out about defensive driver discounts in your state.

Good student discount

It’s worth mentioning that if you’re in school and getting good grades, you can get another discount on your car insurance. In many states, Esurance gives auto insurance discounts to students who are under 25, maintain a 3.0 (“B”) GPA or better, and are enrolled full time in high school, at a community college, or at a university.

So take that, high-school heroes — being good ain’t so bad after all!

Auto insurance discounts vary from state to state and these are just a few that we offer, so be sure to check out your state’s discount page to see which are available in your neck of the woods.

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