Top 5 Dangers of Eating and Driving

October is a great month for foodies. It’s Cookie Month, Eat Country Ham Month, National Pizza Month, National Vegetarian Month, National Popcorn Popping Month, Sausage Month and Seafood Month, just to name a few. Not to mention that it’s rounded out with Halloween’s pillowcases worth of trick-or-treating candy.

All this delicious food can make for one seriously distracted driver. According to a poll, 65 percent of drivers reported eating and driving. Sipping here and there and grabbing a few chicken nibbles from the cup holder may not seem like a big deal, but eating while driving is actually a big cause of distracted driving.

Top 5 ways eating and driving can lead to trouble

1. Spills

When things like jelly, cheese, and crumbs fall onto your shirt, chances are you’re going to look down to assess the damage. Then you might reach around for some napkins to clean up the mess. Like any other form of distraction, taking your attention off the road increases your chances of being in an accident.

2. Slips

Burger grease, fried food residue, soda-can sweat — these are just a few of the things that can make your hands good and slick on your steering wheel, limiting your ability to get a good grip and safely drive. Imagine trying to make a left turn with sticky, gooey hands.

3. Burns

What’s the deal with coffee lids and their proclivity for jumping off the cup just as you turn onto the highway? Spilling scalding hot liquid in your lap can (for reasons that are more than evident) cause all kinds of distracted driving as you leap around your car in pain. Leave your morning Joe in the cup holder until you’ve reached your destination to avoid this type of mishap (and burnt thighs).

4. Wrapper trouble

Reaching across the car to grab a handful of candy from your little cousin’s plastic jack o’ lantern might seem harmless. But it’s a distraction in itself and only leads to more distraction. After all, when your fingers are busy fussing with the stubborn wrapper on a Tootsie Roll, you’re too focused on freeing the tasty treat to pay close attention to what’s going on around you.

5. Preoccupation with deliciousness

You’ve had a long, hard day, and nothing can make the world seem right again except a giant paper envelope full of hot, salty French fries and a thick chocolaty shake from the drive-thru. But while you’re enraptured with the sweet satisfaction of sugar and grease, you’re not paying attention to the road. And while French fries can be delicious (and comforting), they’re not typically much help when you’ve been involved in an accident.

Say “no” to eating and driving

Driving leaves no room for multitasking. So this month (and every month), unless you’re visiting a spot with carhop service or your favorite food truck, celebrate your favorite culinary wonders at a table instead of behind the wheel. And if you must eat in the car, pull over and turn the engine off.

Esurance Is Part of the Allstate Family

Want more info about our relationship with Allstate? Find out what being an Allstate company really means.

Earlier this year, we announced that Esurance would become an Allstate company in the fall. It took a lot of hard work (not to mention a touch of good fortune), but we managed to make that goal a reality.

Esurance is part of the Allstate family

If you’re a customer wondering what this means for you (and rightly so), here are the top 3 things you should know:

  1. Your car insurance rates won’t change because of this. Since Esurance and Allstate will operate as independent companies and maintain separate pricing structures, you can expect the same great rates from us on car insurance.
  2. You’ll have the opportunity to get even lower rates. Over time, Esurance will underwrite more insurance products — including homeowners, motorcycle, and other specialty lines — enabling customers to bundle their policies and receive a broader range of discounts.
  3. Your claims experience will be better than ever. We take pride in offering the best claims experience possible. And with the additional know-how of Allstate’s world-class claims-handling teams, our goal is to improve that experience even further.

Moving forward, Esurance will operate as a distinct brand from Allstate, but now with the added reassurance of a Fortune 100 company with an A+ financial strength rating. We’ll continue to look for ways to innovate and improve on what we offer as we strive to push the world of insurance into the future.

And with exciting new technologies and incomparable expertise from Allstate at our fingertips, the future, we must say, looks bright.

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Check out our Allstate Relationship commercial

Diversity and Inclusion at Esurance

Though hard to believe, it’s October (already), which means it’s also Diversity and Inclusion Awareness Month. Or so we’ve heard. Though we can’t find much evidence for this designation, it doesn’t matter all that much, because at Esurance we believe in diversity and inclusion all year long.

Diversity and inclusion at Esurance

For us, it’s more than just a concept, a social obligation, or a catchphrase. From our Face of Esurance program, which highlights associates for their volunteering efforts (among other things), to our support of The Trevor Project in 2011, we’re all about making the world a better, more welcoming place for everyone.

In fact, our commitment to diversity and inclusion informs everything we do (and always has). As a car insurance company that believes in embracing diversity and promoting inclusion, we’re a long-time supporter of Pride events across the country.

Likewise, our associates also share in this commitment to community and, through them, the Esurance Grant Program has supported causes that focus on youth enrichment, public health, the environment, and animal welfare, just to name a few.

We’re proud of these and the many other ways we contribute to diversity and inclusion here at Esurance. And hey, if there is such a thing, then happy Diversity and Inclusion Month to you. If not, then happy Wednesday (it’s all the same to us anyway!).

Engagement, Uncertainty, & the History of the Word “Insurance”

Back in August 2010 we detailed the long and rich history of insurance, tracing its roots from 3000 BCE China to our modern era. We even charted the surprisingly fascinating history of U.S. car insurance, from the first car insurance policy sold to the exciting advances of the dot-com era. But for all of our historical and factual insurance knowledge, we’ve yet to take a look at where the word itself comes from.

So to increase our insurance knowledge (and geek out for minute), we trace the history of the word “insurance” back to its roots.

The history of the word “insurance”

1556: Insurance means betrothal

According to the Oxford English Dictionary, the word insurance dates back to 1556, and first appeared in Nicholas Udall’s Ralph Roister Doister, one of the earliest known English comedies.

But surprisingly, when insurance debuted in Elizabethan England, it didn’t mean what it does today. Rather, it was a variant of ensurance, which meant a betrothal, trothplighting (not a word you hear every day), or an engagement to marry. In other words, to be insured in the 16th century meant to be engaged.

And, if you think about it, the idea of insurance as a betrothal still makes sense in the 21st century. After all, your insurance company is engaged to protect you for better or worse and will be there for you through thick and thin.

1622: Assurance (insurance’s precursor) takes on a new meaning

In the early days, people used insurance, ensurance, and assurance interchangeably to mean 2 things: a marriage engagement or the act or means of making certain.

Then in 1622, Gerard de Malynes, a merchant and writer on economics, applied assurance in The Ancient Law-Merchant to refer to the act of insuring the value of property in the event of a loss, thus adding a third meaning to the lexicon.

For the next decade or so, assurance denoted life and marine insurance. Until, in 1635, in a Draft Petition to the King, the petitioners employed insurance to indicate monetary protection against fire damage, and the concept of insurance as insurance was born.

1826: Insurance and assurance diverge

Though contemporary grammarians would balk, assurance, ensurance, and insurance were used coextensively when referring to our modern-day concept of indemnity in England until 1826.

Charles Cabbage, a mathematician and computer pioneer, noted that since assurance commonly referred to life insurance, we should restrict its usage to just that. Insurance, on the other hand, should connote risk to property.

And believe it or not, people listened. Today, assurance is rarely used in England to mean marine, fire, or accident insurance. And in the U.S., assurance has dropped out of usage altogether when referring to protection against losses, though Merriam-Webster still acknowledges that it also means insurance.

1999: Esurance becomes part of American vocabulary

As one of the first online car insurance companies, we’re proud to say we coined a new word in choosing our name when we launched more than a decade ago. By combining the convenience and cutting-edge technology of electronic commerce with the assurance of dependable insurance, Esurance introduced a new concept to car insurance.

Today, Esurance stands for innovative car insurance that combines cool technology (mobile apps, online Coverage Counselor®, and RepairView™) with good old-fashioned service and steadfast reliability to give drivers everywhere the best car insurance experience possible.

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Auto insurance glossary